A) Electric bill B) Certificate of no pending case C) Water bill D) certificate of registration
A) 6 months B) 3 months C) 1 month D) 4 months
A) Certificate of Employment B) Copy of passport C) Business permit D) Signature of co-maker
A) Loan application form B) Signature of spouse C) Daniel's signature D) Valid IDs
A) Generic Loan Documents B) Income Documents C) General Loan Application Documents D) Collateral Documents
A) Official Receipt and Certificate of Registration B) Transfer Certificate of Title C) Copy of ownership D) Ta declaration and Ta clearance
A) General Loan Application Documents B) Generic Loan Documents C) Collateral Documents D) Income Documents
A) Kind of employment B) Loan amount C) Kind of business D) Purpose of the loan
A) To verify the identity of the borrower B) To assess the financial capability of the borrower C) To gain linkages with suppliers and customers D) To evaluate credit ratings
A) Borrower's signature only B) Co-maker signature only C) Borrower and spouse's signature D) Borrower and co-maker's signature
A) Credit Bureau B) Manager C) Loan officer D) Credit analyst
A) Employment Certificate B) Copy of Income Tax Return C) Copy of Visa D) Business/ Mayor’s Permit
A) Credit balance B) Loanable amount C) Credit history D) Both a and b
A) Business/ Mayor’s Permit B) Certificate of Employment C) Bank Statement D) Audited Financial Statements
A) Her ITR must be for the last 6 years B) She must not submit the ITR C) She must submit two copies if her ITR D) Her ITR must be for the last 2 years
A) Having ability to pay bills on time. B) A plan made in advance regarding the expenditure of money based on available income. C) Having enough money to buy something. D) Having money left over at the end of the month.
A) Saving for future expenses B) Estimating income and expenses C) Helping spend wisely D) Increasing income
A) To facilitate comparisons of historic data and projections of future Performance. B) All of the them C) To give an idea of how the actual statement will look like. D) It helps you get financed because the lenders or investors will see how you would use their money to grow your business.
A) the resources are unlimited. B) the company is liquid and has paid all its investors’ dividends. C) the company is solvent. D) the cash flow of the company is positive.
A) Specific, macro, assignable, realistic, time-related B) None of the above C) Specific, measurable, assignable, realistic, time-related D) Smart, measurable, assignable, realistic, time-related
A) True B) Maybe C) False
A) Maybe B) False C) True
A) profit and earnings per share. B) increase in share price and earnings per share. C) earnings per share and cash dividends. D) increase in share price and cash dividends.
A) Shared value B) earnings per share. C) profits. D) cash flow
A) funds that mature in more than one year. B) short-term funds. C) stocks and bonds. D) flows of funds.
A) Budgets provide direction and coordination. B) A budget is a financial plan. C) A budget looks back and review performance. D) Budgets motivate staff.
A) Production Budget B) None of the above C) Cash Budget D) Sales Budget
A) A plan of how much an item will cost. B) A plan of tracking an inventory and how much they sell C) A plan for how much money should be made in a given period D) A plan of items to be sold.
A) All of the above. B) Small businesses do not record variances. C) Budgeting can be time consuming. D) Budgeting is for large firms only
A) It promotes study, research, and focus on the future. B) It prevents company to incur net losses. C) It is a means of coordinating business activities? D) It is a source of motivation.
A) commercial bank B) savings bank C) life insurance company D) credit union
A) suppliers; users B) purchasers; sellers C) users; providers D) users; suppliers
A) the firm's stockholders B) the Board of Directors. C) the firm's employees D) the federal government
A) pension fund B) credit union C) savings bank D) life insurance company
A) savings bank B) credit union C) savings and loans D) mutual fund
A) a stock exchange. B) a private placement. C) a direct placement. D) a public offering.
A) Lending money to customers B) Investing customers’ savings in stocks and bonds C) Paying savers’ interest on deposited funds D) Buying the businesses of customers
A) timing of the returns B) earnings per share. C) risk of the investment D) cash flows available to stockholders
A) risk and EPS. B) cash flow and stock price. C) risk and cash flow. D) EPS and stock price
A) Interest B) Deposit C) Premium D) Dividend
A) Creditor B) Stockholder C) Bondholder D) Broker
A) Premium B) Dividends C) Interest D) Capital Gains
A) Savings B) Time deposit C) Mutual funds D) Current
A) 3,000 B) 7,000 C) 6,000 D) 4,000
A) 6,500 B) 4,00 C) 7,00 D) 7,500
A) 7,500 B) 14,000 C) 4,000 D) 13,000
A) 5,513 B) 71,500 C) 423.07 D) none of them
A) 9,500 B) 90,000 C) 400 D) 6,015
A) 7,016 B) 112,000 C) 437.5 D) 7,500
A) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units B) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units C) None of the above D) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units |