A) Electric bill B) Certificate of no pending case C) Water bill D) certificate of registration
A) 6 months B) 3 months C) 4 months D) 1 month
A) Copy of passport B) Signature of co-maker C) Business permit D) Certificate of Employment
A) Valid IDs B) Daniel's signature C) Loan application form D) Signature of spouse
A) Generic Loan Documents B) Income Documents C) General Loan Application Documents D) Collateral Documents
A) Transfer Certificate of Title B) Ta declaration and Ta clearance C) Official Receipt and Certificate of Registration D) Copy of ownership
A) Generic Loan Documents B) Income Documents C) General Loan Application Documents D) Collateral Documents
A) Purpose of the loan B) Loan amount C) Kind of employment D) Kind of business
A) To gain linkages with suppliers and customers B) To evaluate credit ratings C) To verify the identity of the borrower D) To assess the financial capability of the borrower
A) Co-maker signature only B) Borrower's signature only C) Borrower and spouse's signature D) Borrower and co-maker's signature
A) Loan officer B) Manager C) Credit analyst D) Credit Bureau
A) Employment Certificate B) Copy of Visa C) Business/ Mayor’s Permit D) Copy of Income Tax Return
A) Both a and b B) Loanable amount C) Credit balance D) Credit history
A) Business/ Mayor’s Permit B) Bank Statement C) Certificate of Employment D) Audited Financial Statements
A) She must submit two copies if her ITR B) She must not submit the ITR C) Her ITR must be for the last 2 years D) Her ITR must be for the last 6 years
A) Having enough money to buy something. B) Having money left over at the end of the month. C) A plan made in advance regarding the expenditure of money based on available income. D) Having ability to pay bills on time.
A) Helping spend wisely B) Increasing income C) Saving for future expenses D) Estimating income and expenses
A) To give an idea of how the actual statement will look like. B) To facilitate comparisons of historic data and projections of future Performance. C) All of the them D) It helps you get financed because the lenders or investors will see how you would use their money to grow your business.
A) the company is solvent. B) the resources are unlimited. C) the cash flow of the company is positive. D) the company is liquid and has paid all its investors’ dividends.
A) Specific, measurable, assignable, realistic, time-related B) None of the above C) Smart, measurable, assignable, realistic, time-related D) Specific, macro, assignable, realistic, time-related
A) False B) True C) Maybe
A) False B) True C) Maybe
A) profit and earnings per share. B) earnings per share and cash dividends. C) increase in share price and earnings per share. D) increase in share price and cash dividends.
A) cash flow B) Shared value C) profits. D) earnings per share.
A) flows of funds. B) funds that mature in more than one year. C) short-term funds. D) stocks and bonds.
A) A budget is a financial plan. B) A budget looks back and review performance. C) Budgets provide direction and coordination. D) Budgets motivate staff.
A) Cash Budget B) None of the above C) Production Budget D) Sales Budget
A) A plan of how much an item will cost. B) A plan of tracking an inventory and how much they sell C) A plan for how much money should be made in a given period D) A plan of items to be sold.
A) Small businesses do not record variances. B) Budgeting is for large firms only C) All of the above. D) Budgeting can be time consuming.
A) It prevents company to incur net losses. B) It promotes study, research, and focus on the future. C) It is a means of coordinating business activities? D) It is a source of motivation.
A) savings bank B) life insurance company C) commercial bank D) credit union
A) suppliers; users B) users; providers C) users; suppliers D) purchasers; sellers
A) the firm's employees B) the firm's stockholders C) the Board of Directors. D) the federal government
A) life insurance company B) pension fund C) savings bank D) credit union
A) credit union B) savings and loans C) savings bank D) mutual fund
A) a direct placement. B) a public offering. C) a private placement. D) a stock exchange.
A) Investing customers’ savings in stocks and bonds B) Lending money to customers C) Paying savers’ interest on deposited funds D) Buying the businesses of customers
A) risk of the investment B) cash flows available to stockholders C) earnings per share. D) timing of the returns
A) cash flow and stock price. B) EPS and stock price C) risk and cash flow. D) risk and EPS.
A) Premium B) Deposit C) Interest D) Dividend
A) Broker B) Stockholder C) Creditor D) Bondholder
A) Premium B) Capital Gains C) Dividends D) Interest
A) Time deposit B) Current C) Savings D) Mutual funds
A) 6,000 B) 3,000 C) 4,000 D) 7,000
A) 7,00 B) 7,500 C) 4,00 D) 6,500
A) 4,000 B) 14,000 C) 13,000 D) 7,500
A) 423.07 B) 71,500 C) 5,513 D) none of them
A) 90,000 B) 9,500 C) 6,015 D) 400
A) 437.5 B) 7,016 C) 7,500 D) 112,000
A) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units B) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units C) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units D) None of the above |