- 1. Which of the following is NOT a key aspect of investment?
A) Short-term speculation
B) Assets Allocation
C) Risk tolerance
- 2. Which asset class is generally considered to have the highest risk?
A) Bonds
B) Stocks
C) Real estate
- 3. What is diversification?
A) Maximizing short-term gains
B) Spreading investments
C) Investing in a single asset
- 4. What is risk tolerance?
A) Desire to avoid all losses
B) Guarantee of high returns
C) An individual's capacity to losses
- 5. What is the definition of value investing?
A) Following market trends
B) Investing in high-growth companies
C) Buying undervalued assets
- 6. Which investment strategy focuses on generating a steady stream of income?
A) Value investing
B) Income investing
C) Growth investing
- 7. What is dollar-cost averaging?
A) Timing the market
B) Investing a lump sum
C) Investing a fixed amount with intervals
- 8. Which factor erodes the purchasing power of money over time?
A) Inflation
B) Deflation
C) Stable prices
- 9. Which of the following is a type of investment risk?
A) Risk-free investing
B) Market risk
C) Guaranteed returns
- 10. Which organization is the primary regulator of the securities industry in the Philippines?
A) FED
B) SEC
C) FINRA
- 11. What does the Securities Investor Protection Corporation (SIPC) do?
A) Guarantees investment returns
B) Protects investors from losses due to brokerage firm failure
C) Regulates investment advisors
A) Ownership in a company
B) Pools of money from multiple investors
C) Represent loans to a government or corporation
- 13. Which of the following is considered a commodity?
A) Bond
B) Gold
C) Stock
- 14. What is Market Volatility?
A) Government Regulations
B) The stability of market prices
C) The degree of price fluctuations in financial markets
- 15. What does owning a stock typically represent?
A) Ownership in a company
B) A guaranteed return on investment
C) Lending money to a company
- 16. What aspect of the banknotes often sparks discussions about national identity?
A) Cultural Symbols
B) Paper Quality
C) Size of the Banknotes
- 17. What feature is included in the New Generation banknotes to aid the visually impaired?
A) Scratch-and-Sniff Elements
B) Tactile Features
C) Holographic Images
- 18. Besides security, what is another aim of the New Generation currency design and layout?
A) Encouraging Cash Savings
B) Promoting Online Banking
C) Ease of Use
- 19. What is essential for ensuring the currency meets the needs of the country?
A) Limiting Print Runs
B) Restricting Foreign Ownership
C) Public Engagement
- 20. What has been a common reaction to the design changes in the New Generation series?
A) Overwhelmingly Negative Views
B) Universally Positive Feedback
C) Mixed Reactions
- 21. What is the primary material used for the new series of Philippine banknotes that aims to improve durability and security?
A) Paper
B) Polymer
C) Cotton
- 22. Which agency is responsible for the design, production, and circulation of Philippine banknotes?
A) Philippine National Bank
B) Department of Finance
C) Bangko Sentral ng Pilipinas
- 23. Which of the following is a key security feature of the new polymer banknotes?
A) Opaque design
B) Transparent windows
C) Rough texture
- 24. Which denomination of the Philippine currency features the Visayan leopard cat on the new polymer banknote?
A) 50 Piso
B) 100 Piso
C) 200 Piso
- 25. Which iconic natural wonder is featured on the reverse side of the 100-Piso polymer banknote?
A) Mayon Volcano
B) Chocolate Hills
C) Banaue Rice Terraces
- 26. Which security feature is specifically mentioned as being present on the 500 and 1000 Piso polymer banknotes?
A) color changing feature
B) Watermark
C) Embedded thread
- 27. What feature is included on the new polymer banknotes to aid the visually impaired?
A) Tactile dots
B) Braille
C) Raised print
- 28. Which banknote is being phased out of circulation and replaced by a coin?
A) 20 pesos
B) 50 pesos
C) 100 pesos
- 29. What is one of the primary reasons cited for the shift to polymer banknotes?
A) Increased durability
B) Easier to design
C) Lower production cost
- 30. What endemic flower is featured on the 100 Piso banknote?
A) Sampaguita
B) Ceratocentron fesselit
C) Waling-waling
- 31. Which natural feature is found on the reverse side of the 500-Piso polymer banknote?
A) Mount Apo
B) Tubbataha Reefs Natural Park
C) Puerto Princesa Subterranean River National Park
- 32. Which of the following animals is featured on the 500 Piso Polymer banknote?
A) Tamaraw
B) Visayan Spotted Deer
C) Philippine Tarsier
- 33. Besides security, what is another reason for highlighting specific flora and fauna on the banknotes?
A) Supporting local artists
B) Showcasing Philippine history
C) Promoting awareness
- 34. How much longer do polymer banknotes last compared to paper banknotes, according to the Bangko Sentral ng Pilipinas (BSP)?
A) Five times longer
B) Three times longer
C) Twice as long
- 35. What is the primary goal of investing?
A) Immediate consumption
B) Minimizing risk
C) Generating future income or profit
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